R
Ramp
AI-powered corporate cards and spend management
Free - Free
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iOS
Android
Updated yesterday•Feb 3, 2026
Quick Verdict
Ramp is a free finance & accounting tool starting at Free. Key strengths include corporate cards and expense management.
About Ramp
Ramp is a finance automation platform that combines corporate cards, expense management, bill pay, and accounting automation. The AI features automatically categorize expenses, detect duplicate payments, and identify savings opportunities.
The platform has helped businesses save an average of 5% on expenses through automated spend controls and AI-powered insights. Ramp integrates with major accounting software including QuickBooks, NetSuite, and Sage.
Features include virtual and physical cards, receipt matching, approval workflows, and real-time spend visibility across the organization.
Key Features
- Corporate cards
- Expense management
- Bill pay
- AI categorization
- Accounting integrations
- Spend controls
Pros
- Free to use
- Cash back rewards
- Strong AI automation
- Fast reimbursements
Cons
- Requires credit approval
- US businesses only
- Some features require Plus
Best For
Finance teams, CFOs, growing businesses
Available On
Web App
iOS
Android
API Available
View API DocsAbout the Company
Company
Ramp Business Corporation
Founded
2019
Frequently Asked Questions
What is Ramp?
AI-powered corporate cards and spend management
Is Ramp free to use?
Yes, Ramp is completely free to use.
What are the main features of Ramp?
Key features include: Corporate cards, Expense management, Bill pay, and more.
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